🇪🇬

Egypt IBAN Check Digits: Calculation & Verification

The check digits of a Egypt IBAN are the two digits at positions 3 and 4 (after the country code). In the example EG380019000500000000263180002, they are 38. They detect keying errors using the MOD 97 algorithm.

What Are IBAN Check Digits?

Check digits (positions 3–4 of the IBAN) validate the integrity of the account number. They are computed per ISO 13616 using the modulo 97-10 algorithm. Any single-character error or adjacent-character transposition will be detected.

Check

0019000500000000263180002

BBAN

MOD 97 Algorithm: Steps

1Move the first 4 characters (country code + check digits) to the end of the IBAN.
2Replace each letter with its numeric value (A=10, B=11, … Z=35).
3Compute the remainder of dividing this large number by 97.
4The result must equal 1 for a valid IBAN.

Step-by-Step Example

Example IBAN:EG380019000500000000263180002

Step 1 — Rearrange

Moving "EG38" to the end:

0019000500000000263180002EG38

Step 2 — Letter substitution

Replacing letters (country code and alphabetic BBAN chars):

0019000500000000263180002141638

E=14G=16

Step 3 — Modulo 97

Computing the modulo:

00190005000000002631… mod 97 = 1

Result

✓ Valid IBAN (remainder = 1)

Errors Detected by MOD 97

Detected

✓Any single digit/letter error
✓Transposition of two adjacent characters

Not detected (generally)

~Some twin errors

Why It Matters

The MOD 97 algorithm detects ~99.96% of simple typing errors. For a 29-character Egypt IBAN, the probability of incorrectly accepting an invalid IBAN is 1/97 ≈ 1%.

See IBAN Format →

Verify a Egypt IBAN

Validate an IBAN →